PENNEY OOI WFG: IS SHE LEGIT OR A SCAM?

With the rise of online gurus, it's harder than ever to determine who is truly reliable. One name making waves online is Penney Ooi WFG. But is she the true expert she claims to be, or is there something more sinister going on? Quite a few folks are wondering her credentials. There have been allegations of fraud swirling around Penney Ooi WFG, lea